About Us

We offer short-term loans from R500.00 to R50,000.00 to permanently employed individuals—no matter your credit score.

Who We Are

ATLC is a BEE-certified, women-led business dedicated to promoting equal access to financial services for all. We strive to support ordinary South Africans facing challenges in obtaining cash loans through traditional means.

As a recognized lender, we comply with South African corporate laws and regulations. While we serve any employed South African, we carefully assess each individual's affordability to ensure manageable short-term loans. Our commitment includes implementing measures that protect our assets while ensuring you can repay the loan according to our agreed terms.

Our Mission

Our mission is to build a global brand in short-term lending by fostering partnerships and business relationships that embody our principles of friendship, understanding, and compassion.

Our Vision

Our vision is to empower individuals and communities by providing accessible financial solutions that foster trust, promote equality, and enhance well-being. We aspire to lead in responsible lending while positively impacting lives globally.

Our Philosophy

Our philosophy is built on the pillars of friendship, understanding, compassion, mutual trust, and sharing. These core principles shape our organizational culture and reflect our commitment to promoting equal access for all.

Meet Our Team

Dedicated professionals committed to empowering communities through accessible financial solutions.

Tshepo Lethae

CEO, Founder

With a solid background in financial services and a Bachelor's degree, our co-founder has leveraged her expertise to establish ATLC. She is passionate about supporting South Africans facing barriers in securing cash loans through traditional means. Driven by a mission to empower individuals and communities, she emphasizes responsible lending practices and fosters a culture of friendship, understanding, and compassion, all aimed at transforming lives through accessible financial solutions.

Precious Mnisi

Loan Operations Manager

With a friendly demeanor and a people-oriented approach, our Loan Operations Manager brings a wealth of experience from the insurance industry at Hollard. Passionate about fostering genuine connections, they make the lending process approachable and easy for everyone. Guided by our core values of friendship, compassion, and trust, our Loan Operations Manager is here to support you every step of the way on your financial journey.

Our Commitment

At ATLC, we are BEE-certified and dedicated to equal access for all. We comply with South African corporate laws and carefully assess each client’s affordability to offer responsible short-term loans.

Our Vision

We aspire to be a leader in responsible lending, empowering communities through financial solutions that promote equality, trust, and well-being.